Lump Sum Investments & Ongoing Portfolio Management

Whether you’ve just sold your house, received your bonus or acquired an inheritance, we’re here to help. Perhaps you’re simply not happy with the performance of your current portfolio. Whatever the situation, the team at Phillips Hartman know that you will have probably have two priorities: to protect your money and to make it work harder for you.

General & Regular Monthly Savings Plans

Whether you have a specific goal in mind or not, putting a little aside each month is one of the best ways to build a pot of money for future use. You never know just when that pot might come in handy.

Retirement & Pension Planning

Personal pension/retirement planning can be a complex and daunting subject to get your head around. Most of our clients have no idea where they want to retire or exactly how much retirement income they would want each month. That’s why the team at Phillips Hartman will take their time to walk you through all the options available to you. They’ll give you examples of actual case histories so that you can better understand the types of things our existing clients have put in place to help them live comfortably later on in life, regardless of their geographical location.

Children’s University Fee Planning

Too early to start planning for your children’s university fees? Perhaps you should look into it sooner rather than later.

With average university fees currently around $33,000 per annum, the total cost for funding this stage of your children’s education can easily run into hundreds of thousands, especially when you take into account inflation over the years.

Investment Property & Mortgages

Diversity is the key to any successful portfolio and holding property can be one of the most astute ways of achieving such diversity. Our team of expert property advisers can help you quickly and efficiently locate an investment property specific to your individual investment goals. So, whether you are looking for pure investment gain or perhaps simply income or for that matter both let us help you find the right property today.

Trusts, Wills & IHT

An astonishing 95% of the people we have spoken to have absolutely nothing in place to protect their wealth after death. With governments around the globe taking measures to make protecting your wealth increasingly more complex, it will come as no surprise to learn that one of your government’s largest revenue sources is, indeed, estate tax upon death.

At Phillips Hartman we believe that what’s yours should stay yours, and through a simple, straightforward consultation we can establish the best options for you.

UK & Ireland Based Pension Transfers

Over recent years the total number of pension transfer requests received by both final salary and defined contribution pension plan trustees has more than tripled. This will come a little surprise given the fact that at the same time pension plan deficits have soared, and the total number of people leaving the UK for sunnier climates has also drastically risen.

At Phillips Hartman we understand that your current pension pot, be it company-based or personal, is more than likely going to be your single biggest asset outside of your property portfolio. The thought of moving it can be a daunting one even if you know that it might be at risk where it is. That’s why we’re here to help you make an informed and educated decision as to the best route you can take to protect your pension assets.